A street-legal cart is a big purchase, and it’s completely normal to want to know the monthly payment before you fall in love with one. We’re happy to walk you through it. This guide explains how golf cart financing works, what shapes your rate and payment, and how to see your own numbers in about two minutes without affecting your credit score. The basics: what you’re financing When you finance a cart, the amount you borrow usually includes: Your down payment and any trade-in value come off the top. What’s left is the amount financed, and that’s what your monthly







