0% financing promotions available on qualifying ICON and EPIC golf carts
Subject to credit approval. Ask us for details or call (704) 302-1200.
New to golf carts? Read our golf cart buying guide.
Get PrequalifiedGolf Cart Financing in Mount Holly & Charlotte, NC
Get prequalified in minutes, with no impact on your credit score.*
Get Prequalified Call (704) 302-1200 Text Us See Lenders*Prequalification with Octane and Sheffield uses a soft credit check. A full application may include a hard inquiry.
Choose your lender and apply online
We work with three trusted golf cart lenders, so more buyers get approved at a payment that fits. Not sure which one to pick? Start with any of them, or call us and we will point you to the best fit.
Octane
Fast online prequalification for new and used golf carts and LSVs. See your options in minutes from your phone.
Prequalify with OctaneSheffield Financial
Competitive rates and flexible terms. Prequalify online, then finish up with us in store.
Prequalify with SheffieldDealerDirect
Community bank lending with a real loan officer on every application. Great for new carts and late-model used carts.
Call to Apply0% APR on New ICON, EPIC & Bintelli Golf Carts
New ICON & EPIC golf carts
0% APR for up to 48 months on new 2021 and newer models for qualified buyers (credit tiers A through C), through 12/30/2026.
Shop New ICONShop New EPICNew Bintelli golf carts
0% APR for 24 or 36 months on new Bintelli units, through 12/31/2026.
Shop New BintelliOn approved credit. Not all buyers qualify. A documentation fee may apply. Offers subject to change.
Estimate your monthly payment
Estimate on approved credit. Special offers may be available for qualified buyers.
Rates and terms
Estimates only, on approved credit, and not an offer of credit. The rate shown is the lowest current program we found for your cart, credit range and term, and the term shown is the longest one available. Your actual rate, term and payment depend on your credit, the cart and the lender. Tax, tags and title are not included.
How it works
- Prequalify online. Pick a lender above and fill out a short form from your phone.
- Pick your cart. Shop our inventory or tell us what you want and we will find it.
- Sign and ride. We finish the paperwork, then you drive it home or we deliver it.
Have a cart to trade?
Your current cart can go toward your down payment and lower your monthly payment. Send us a few photos and we will give you a fair value fast. We make it easy. If a trade is not the right fit, ask us about consigning your cart.
Get My Trade ValueGolf cart financing FAQs
Will prequalifying hurt my credit score?
No. Prequalifying with Octane or Sheffield uses a soft credit check, which does not affect your score. If you move forward with a full application, the lender may run a hard inquiry.
Can I finance a used golf cart?
Yes. Our lenders finance many used carts, usually late-model units. Call us and we will tell you which lender fits the cart you want.
Who qualifies for 0% APR?
0% APR is available on new ICON and EPIC carts (2021 and newer, up to 48 months, credit tiers A through C) and new Bintelli carts (24 or 36 months), on approved credit, for a limited time.
How much do I need to put down?
It depends on your credit and the lender. Ask us what down payment fits your situation. A trade-in can count toward your down payment.
Can I add accessories to my loan?
Ask us. Whether lift kits, wheels and tires, lights and other upgrades can be included depends on the lender and your approval.
How fast can I get approved?
Many buyers hear back in minutes. Prequalify online before you visit and you can be riding the same day.
Questions? Talk to a real person.
Our team will help you pick the right lender and the right cart.
Call (704) 302-1200 Text (704) 302-1200Choose a lender
Pick one to prequalify online. Opens in a new tab.
Prequalify with Octane Prequalify with Sheffield DealerDirect: Call to Apply Credit still building? Lendmark Octane and Sheffield prequalification uses a soft credit check.